In-person Program
    2026 opens 14 Dec 2026

    Tufts University Pre-College Programs Finance Essentials

    by Tufts University Pre-College Programs

    • 2026 program

    Finance Essentials is a one-week summer intensive at Tufts University's Medford/Somerville campus, just outside Boston, for students entering 11th or 12th grade or graduating from high school in spring 2027. Each day combines faculty lectures, guest speakers and skills sessions on banking, stocks, bonds, real estate and impact investing. The week ends with a small-group investing pitch deck that you present at the closing ceremony. You can live in a campus dorm or commute from home.

    Facts checked against the official page on 12 Nov 2026 · Editor: Sean StevensSean Stevens · Sources

    At a glance

    Official facts · checked 12 Nov 2026
    DatesOfficial
    2027: 26 to 30 July
    Who can applyOfficial
    Students entering grades 11 to 12 or Spring 2027 high school graduates. At least 15 years old at program start. Average grade of B+ or above. Non-native English speakers must show English proficiency (TOEFL iBT 100, IELTS 6.5, PTE 68, Duolingo 120, or 1 or more year at an all-English school)
    Total costOfficial
    2027: $3,550 residential, $2,750 non-residential
    Format and placeOfficial
    In person, Tufts University, Medford/Somerville Campus, Medford, Massachusetts
    Length
    1 week (Monday to Friday)
    Included / budget separately
    Included: accommodation, meals (Residential students get three meals a day Monday to Saturday and brunch and dinner on Sundays at Dewick-MacPhie Dining Center). Separately: health insurance $55.16 (only without proof of U.S.-based coverage), Vaccinations $55.00 (only without proof of required vaccines), laundry $1.50 per cycle, travel to and from Boston (not included)
    Deposit and refunds
    Deposit $550. Withdraw in writing to precollege@tufts.edu by 15 May 2027 at 11:59 p.m
    Financial aid
    Limited need-based financial aid for students with demonstrated need, including U.S. citizens, permanent residents and undocumented or DACA students
    Apply by
    Applications open 14 December 2026. 2027: 1 May
    Cohort and selectivity
    Tufts reviews each application holistically on a rolling basis and does not publish an acceptance rate or cohort size
    Credit or certificate
    Not published

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    Finance Essentials

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    Should you apply?

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    In short

    It's a good fit for a rising junior or senior who wants a fast, practical tour of how money moves, taught by two Tufts professors with long finance careers. If you need college credit or deep work on one topic, five days won't give you that.
    • Why it's worth it

      One instructor runs Tufts' finance minor and the other its impact and sustainable investing certificate. The week gives two full sessions to impact investing as well as stocks, bonds and banking, and you leave having presented a group pitch deck to a live audience.

    • What it asks of you

      You need a B+ average, a 300-word statement and a recommendation just to apply. In the sample timetable, the week itself runs from 9:45 a.m. to 4:45 p.m. each day. At $3,550 to live on campus, that's a lot of money for five days, and travel to Boston comes on top.

    • Who should skip it

      Students who want something on a transcript, because Tufts lists the program as not for credit. The same goes for anyone hoping to dig into one area, since each topic gets a single 90-minute or two-hour session.

    What does a week in the program look like?

    In Tufts' sample timetable, each day starts with a check-in at 9:45 a.m. and ends at 4:45 p.m. There are three teaching blocks a day and a 90-minute lunch. Monday to Thursday cover the building blocks, from risk and return to equity, bonds and banking. On Friday you work in a small team, present your pitch deck and finish with a session on personal finance.

    Day10:00 to 11:30 a.m.1:00 to 2:30 p.m.2:45 to 4:45 p.m.
    MondayKickoff, orientation and icebreakersRisk, Return and Value of $Banking
    TuesdayPublic EquityPrivate EquityImpact investing: ESG and enterprise finance for the Sustainable Development Goals (SDGs)
    WednesdayPublic FinanceCommercial BondsCorporate Bonds
    ThursdayReal Estate and MortgagesOther Financial InstrumentsImpact investing: green bonds, blue bonds and sustainable finance for the SDGs
    FridaySmall team project (curriculum review)Team presentationsPersonal Finance (from 2:30 p.m.)

    Orientation is on Monday morning, and the week closes with a ceremony that families are invited to. Residential students get outings and daily activities as part of the fee, and every student can use the libraries, the Student Center and the Steve Tisch Sports and Fitness Center. You can only take the train into Boston with staff supervision. Tufts posts the exact rooms and times on the program's Canvas page in June.

    Who teaches the finance sessions?

    Two Tufts professors of the practice teach the week, and both combine university posts with long careers in finance. Jeff Rosen directs Tufts' Certificate in Impact and Sustainable Investing and teaches graduate courses in catalytic capital and blended value. He spent 20 years as chief financial officer of the Solidago Foundation and helped launch community investment funds. Patrick J. Schena directs the finance minor in Tufts' economics department and teaches finance and investments at the Fletcher School. He has more than 30 years of industry experience, mostly in asset management, including executive roles at several start-ups.

    Tufts also mentions guest speakers but doesn't name them, and it doesn't publish a class size for this program.

    Who can apply, and what does the application ask for?

    The program is open to students entering 11th or 12th grade and to spring 2027 high school graduates, and you must be at least 15 when it starts. Tufts asks for an average grade of B+ or above and a statement of interest of up to 300 words. You'll also need one recommendation from a teacher, counselor or mentor, a parent permission form, and a transcript sent by your school.

    Tufts doesn't publish an acceptance rate or cohort size and says it judges each application as a whole. It names your transcript and recommendation as the best ways to stand out, so pick a recommender who can speak in detail about your interest in the subject and your curiosity as a learner. Homeschooled students are welcome to apply with as many credentials as they can provide. If English isn't your first language, you'll need a TOEFL iBT score of 100, an IELTS score of 6.5, a PTE score of 68 or a Duolingo score of 120. A transcript showing at least a year at an all-English school also counts.

    What does the week really cost?

    Living on campus costs $3,550 and commuting costs $2,750. The residential price covers a bed in a shared dorm room, three meals a day, linens, program activities and outings, 24-hour residential care, and a staff-accompanied airport transfer within set arrival and departure windows. Commuters get lunch each weekday and pay for any other meals.

    On top of that come travel to Boston, laundry at $1.50 a load, spending money and any medical bills. Every student needs U.S.-based health insurance, and without proof of it Tufts charges $55.16 for a plan. If you can't show proof of a required vaccine, you'll pay $55 to get it on campus. Tuition can be refunded if you withdraw in writing by 15 May 2027 at 11:59 p.m. ET, but the $550 deposit never comes back, although it does count toward the fee. Summer charges can't be spread over Tufts' tuition payment plan.

    Need-based aid is limited, and Tufts says awards typically cover 75% to 100% of the fee. Decisions go out twice a month from February, and international students aren't eligible. If you can only attend with aid, Tufts suggests waiting for your aid decision before paying the deposit, but the program may fill in the meantime.

    How are residential students looked after?

    Residential programs have one staff member for every 10 students. Trained residential counselors check in with students several times a day and go with them on off-campus trips. Curfew is 11 p.m. in your room Sunday to Thursday and midnight on Friday and Saturday, and breaking it can get you sent home without a refund.

    You can't leave campus without a staff member or official parental permission. Residence halls need a Tufts ID to enter and a key for each bedroom, and Tufts' own police department is on duty around the clock. Tufts says it makes reasonable efforts to run background checks and Title IX training for staff who work with students. Staff meet students at Boston Logan Airport, North Station or South Station on arrival day, but nobody can arrive early or leave late. Urgent care at Tufts Health Services is charged per visit. Commuters aren't supervised outside program hours and can't enter the dorms.

    How do you apply and secure a place?

    Tufts sets out each step on its how-to-apply page.

    1. From 14 December 2026, start the online application, which asks for your details, contact information for a parent and a recommender, and your 300-word statement of interest.

    2. Give the contact details of a school official, who'll get an email asking them to upload your transcript.

    3. Once you submit, Tufts emails your parent the permission form and your recommender the letter request, and review only starts when those and your transcript arrive.

    4. Get everything in by 1 May 2027 at 11:59 p.m. ET, though Tufts decides on a rolling basis and usually replies within 10 business days of a complete file.

    5. If you're admitted, return the offer reply form and pay the $550 deposit within 10 days, counting weekends and holidays, or pay in full if you're admitted after 15 May.

    6. Pay the balance by 15 May 2027 and finish your enrollment forms by 1 June 2027, or Tufts withdraws you automatically.

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    What should you do next?

    Applications for summer 2027 open on 14 December 2026 and close on 1 May 2027, but Tufts admits on a rolling basis and says programs often fill before the deadline. Before applications open, decide whether you'll live on campus or commute, choose the teacher or mentor who'll write your recommendation, and ask your school who can upload your transcript.
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    Frequently asked questions

    Yes. It's part of Tufts Pre-College Programs, run by Tufts University College on the university's Medford/Somerville campus, and Tufts faculty teach it.

    Tufts says the program is separate from undergraduate admissions and doesn't lead to or guarantee admission to a Tufts degree. It also notes that conduct reports from the program can be seen by Tufts admissions offices.

    Yes, but Tufts only sponsors F-1 student visas for its College Experience program. You'd need to ask the Tufts International Center about other options, such as a B-2 visitor visa. A delayed or refused visa doesn't qualify you for a refund.

    Sources

    Facts checked against the official page on 12 Nov 2026

    Editor: Sean Stevens

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